According to the FBI over 2,000 Web Sites have been soliciting funds for Hurricane Katrina Victims and most of them are scams. The Most Popular sites pretend to be soliciting funds for the Red Cross and look deceptively like the Red Cross website. You can Donate directly to the Red Cross at their web site (redcross.org).

An Internet watch group scambusters.org has identified some popular methods used by these Internet Scam Artists to solicit funds on behalf of Hurricane Katrina Victims.

1 - Phishing scams

Many fraudulent websites with the look and feel of legitimate charities solicit funds on behalf of Hurricane Katrina Victims.

2 - Virus Scams

An E-mail is sent with an attachment claiming to contain Photo’s of Hurricane Katrina victims. When the Attachment is opened a Trojan horse is placed on your computer designed to steal your banking information.

3 - Hate websites

Hate Groups are setting up web sites and soliciting funds on Behalf of Hurricane Katrina Victims.

4 - Fee Based Scams

Spam E-mails offering to Find Loved ones lost in Hurricane Katrina for a Fee.

5 - Chain Letter Scams

E-Mail Chain Letters offering a Donation to Hurricane Katrina for every copy sent.

For the latest Scams visit the scambusters.org web site.

The best way to protect yourself is to give directly to known charities. CNN.Com has composed a list of reputable charities that are donating money to Help the Katrina Victims (cnn.com/SPECIALS/2005/katrina/help.center/)

Unfortunately with Rita on the way their will be many more scams for Rita I’m Sure.

Author: Mike Makler

Hatred paralyzes life; love releases it. Hatred confuses life;
love harmonizes it. Hatred darkens life; love illumines it
~ Dr. Martin Luther King Jr. (1929-1968)

If you hate a person, you hate something in him that
is a part of yourself. What isn’t part of ourselves doesn’t disturb us.
~ Herman Hesse

Love many, hate few, learn to paddle your own canoe.
~American Proverb

Like an unchecked cancer, hate corrodes the personality
and eats away its vital unity. Hate destroys a man’s sense
of values and his objectivity. It causes him to describe the
beautiful as ugly and the ugly as beautiful, and to confuse
the true with the false and the false with the true.
Power at its best is love implementing the demands of justice.
Justice at its best is love correcting everything that stands against love.
~Dr. Martin Luther King Jr. (1929-1968)

Never hate your enemies…it will cloud your thinking.
~Michael Corleon Godfather III

Learn to think in positive affirmations.
Affirmations are any statements you make.
Too often we think in negative affirmations.
Negative affirmations only create more of what
you say you don’t want. Saying, I hate my job,
will get you nowhere. Declaring, I now accept a
wonderful new job, will open the channels in your
consciousness to create that.
~Louise Hay

The worst sin towards our fellow creatures is not to hate them,
but to be indifferent to them; that’s the essence of inhumanity.
~G.B. Shaw

Hate is a cancer that spreads one cell at a time.
~Dave Pelzer, Author

Darkness cannot drive out darkness; only light can do that.
Hate cannot drive out hate; only love can do that. Hate multiplies hate,
violence multiplies violence, and toughness multiplies toughness in a
descending spiral of destruction….The chain reaction of evil –
hate begetting hate, wars producing more wars — must be broken,
or we shall be plunged into the dark abyss of annihilation.
~Dr. Martin Luther King Jr. (1929-1968)

People that hate cats will come back as mice in their next life.
~Faith Resnick

Much of the violence that humanity suffers in our times is rooted in
misunderstanding as well as in the rejection of the values and identity
of foreign cultures. Tourism improves relationships between individuals
and peoples; when they are cordial, respectful, and based on solidarity they
constitute, as it were, an open door to peace and harmonious coexistence
~Pope John Paul II-World Tourism Day-August 2004

If you want to make peace, you don’t talk to your friends. You talk to your enemies.
~Mother Teresa of Calcutta

Be the change you want to see in the world.
~Mahatma Gandhi

If you talk to a man in a language he understands, that goes to his head.
If you talk to a man in his own language, that goes to his heart.
~Nelson Mandela

I note the obvious differences between each sort and type,
but we are more alike, my friends, than we are unalike.
~Maya Angelou

We have become not a melting pot but a beautiful mosaic.
Different people, different beliefs, different yearnings, different hopes, different dreams.
~Jimmy Carter

To the world you might be one person, but to one person, you might be the world.
Kindness is the golden chain by which our world is bound together.
~Johanne von Goethe

Each of us shines in a different way, but this doesn’t make our light less bright.
Peace cannot be kept by force; it can only be achieved by understanding.
~Albert Einstein

For more related info & resources visit: http://www.TheyAboutUs.com

Author: Karo Yegyan

Risk Purchasing Groups are simply groups (individuals or companies) that want to join together to buy insurance at group rates. The Act prohibits states from placing certain restriction on these groups.

Risk Retention Groups (RRG) are insurance companies formed by an affinity group that enjoy an important regulatory status. Basically, the Act allows an affinity group to form an insurance company is one state (a sort of “home domicile”) and be automatically qualified to do business in the other 49 states.

In theory an RRG only has to file with the states outside its home domicile:

* a plan of operation or a feasibility study which includes the coverage, deductibles, coverage limits, rates, and rating classification systems for each line of insurance the group intends to offer, and;

* a copy of the group’s annual audited financial statement submitted to the State in which the group is chartered, and;

* a reserve statement prepared by a qualified actuary.

In practice, state bureaucrats have proven very difficult to subordinate. There have been numerous suits against various states that have thrown up impediments that seem at odds with the Act.

Author: Wayne Walker

But is this enough to hate them? Of course it is, but would you like some more reasons? Okay fine, lawyers have rendered our government ineffectual and most of the politicians are lawyers and they never do any thing. Everything the government does is inefficient, want to guess why? Lawyers.

Surely there are some redeeming qualities out there for lawyers? Nope none I can think of. You see in my opinion (this whole article is opinion) I believe that lawyers are a plague against humanity. Is this why everyone hates lawyers? No, this is why some people hate lawyers. Generally the hatred towards lawyers is a personal thing really. Everyone has a really good reason why they hate them so much? What is your reason?

Author: Lance Winslow

Chances are if you send out a lot of hate you will get some flying back at you. So as you turn to hate others you will find some have pointed their hate right back at you. Have you ever noticed when someone flips you off on the freeway your immediate reaction is to flip them off back in a more elaborate fashion? I mean you know get on the horn, stick out your tongue and open the sunroof so you can get that middle finger as high as it can go, piercing the sky? Why do you allow other morons in the world to get the best of you like that? You hateful, spiteful, wonderful, smiling person; you? Think on this.

Author: Lance Winslow

It is bad when you hate people. However, you may hate personalities. Not real people, but their public appearances. If you do think that Mr. XXX is not a very good economist, and you do hate the policy he runs while he is in the government, why not express you rage? After all, public judgements help people stop and look backwards at what they’ve done.

Of course, it won’t do if you run the streets and yell “I hate Mr. XXX! He is such a jerk!” But you can express your opinion in the most readable and facts-supported way. If your copy of “I hate Mr. XXX for this, this and this” appears on a website accessible to other Internet users, who knows, maybe they’ll support you and there would be a noticeable impact on the things you discuss.

When expressing your negative opinion on someone, make sure you prove it. Writings like “I hate this because I hate this!” don’t deserve much attention from the readers and they actually don’t enjoy this attention. Be just. Try to explain why you think this or that is bad and who may be responsible for that. Even if you are to explode from anger, don’t be offensive. Remember: nothing personal. Hate is OK when it hits no one caring.

There are quite a few websites on the Internet that are devoted to posting the printed expressions of hate. If a person wants their opinion to appear on such website, they need to submit a copy to the editorial department and soon the text will appear on the website pages.

Author: Yaroslav Shakula

So, if you must hate something or someone, keep it to a minimum and focus on your objectives, the goal line and the common good. Do not let hate rip you apart. Revenge maybe a good motivator and it is indeed part of the human psyche and an innate characteristic, but you would be better off if you used it less and focused on your goals in a more positive way.

Hate leads to anger and it can set you off track to accomplishing your goals in life and well that makes no sense. Why would you choose to hate, when you could instead become great? Stop hating and start living and moving your life forward, no sense in being motivated by rage and anger, which could lead to negative acts or even violence you see?

Instead of allow your anger at events control your mind use those chemicals in your brain to motivate self to achieve. If you have rage, anger and hate, turn it into a positive and use it to become great. Consider this in 2006.

Author: Lance Winslow